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Michigan No-Fault Reform

Major changes after July 1, 2020

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Important Changes for EVERY Michigan Driver

Effective July 2020

Michigan’s No-Fault Law saw significant changes effective in July 2020. The changes include mandatory rate reductions and new options for your Personal Injury Protection (PIP medical) coverage. Contact our office today to take advantage of the reduced rates and coverage options.
Your policy will not provide PIP coverage for any of the following:
  • Anyone other than you, your spouse and/or permanent resident relatives driving a vehicle titled in your name
  • A driver not residing in your household but using a vehicle titled in your name
  • Children that have moved out of your home, with no intent of moving back
Coverage suggestions for “maxed-out protection”:
Bodily Injury Liability
$1M per person / $1M per accident
Uninsured Motorist
$1M per person / $1M per accident
Underinsured Motorist
$1M per person / $1M per accident
Personal Injury Protection (PIP)
Property Damage (out of state)
Property Protection
Personal Liability Umbrella with Uninsured & Underinsured
$1,00,000 (minimum)
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Flint Township, MI Office
4508 Beecher Road
Flint Township, MI 48532
Also, providing service throughout Michigan in Grand Blanc, Swartz Creek, Flushing, Fenton and surrounding counties.
We pick up the phone 24/7!