Major changes after July 1, 2020
Important Changes for EVERY Michigan Driver
Effective July 2020
Michigan’s No-Fault Law saw significant changes effective in July 2020. The changes include mandatory rate reductions and new options for your Personal Injury Protection (PIP medical) coverage. Contact our office today to take advantage of the reduced rates and coverage options.
Your policy will not provide PIP coverage for any of the following:
- Anyone other than you, your spouse and/or permanent resident relatives driving a vehicle titled in your name
- A driver not residing in your household but using a vehicle titled in your name
- Children that have moved out of your home, with no intent of moving back
Coverage suggestions for “maxed-out protection”:
Bodily Injury Liability
$1M per person / $1M per accident
Uninsured Motorist
$1M per person / $1M per accident
Underinsured Motorist
$1M per person / $1M per accident
Personal Injury Protection (PIP)
Unlimited
Property Damage (out of state)
$1M
Property Protection
$1M
Personal Liability Umbrella with Uninsured & Underinsured
$1,00,000 (minimum)
